In a recent Dayre entry @jiayenlim actually asked me what made me not believe in insurance previously.I thought I finally addressed that here now since I have a little bit of time.The thing is that I didn't not believe in insurance. Heck I've been buying insurance for years. But I view it as coverage for a bad event happening, instead of an insurance. So I don't buy annuity plans or those investment linked ones. But just pure medical or property coverage stuff.
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